tag:blogger.com,1999:blog-2379826084010321238.post6384529734730532558..comments2024-03-29T08:21:43.107-05:00Comments on Word Splash - Joanne Faries: No Excuses - Financial ResponsibiltyJoannehttp://www.blogger.com/profile/11604494404874408870noreply@blogger.comBlogger18125tag:blogger.com,1999:blog-2379826084010321238.post-77403717455415507002015-11-16T16:32:34.227-06:002015-11-16T16:32:34.227-06:00I applaud your advice here...but people DO have ba...I applaud your advice here...but people DO have bad luck...illness that cleans out banks accounts, for example. That said, I agree with all saving suggestions you have made here...Lizahttps://www.blogger.com/profile/16170701034715108039noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-30364869794847641782015-11-16T11:32:11.367-06:002015-11-16T11:32:11.367-06:00She really, really does. I got lucky meeting that...She really, really does. I got lucky meeting that one.<br />Thank goodness she has horrible taste in men.Al Penwasserhttps://www.blogger.com/profile/14052950809151897315noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-52629821323270678972015-11-16T09:52:51.622-06:002015-11-16T09:52:51.622-06:00yep - it's tough, but pays off in the endyep - it's tough, but pays off in the endJoannehttps://www.blogger.com/profile/11604494404874408870noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-89464590760111135522015-11-16T09:52:29.344-06:002015-11-16T09:52:29.344-06:00I think it also goes in spurts. Sensible and then ...I think it also goes in spurts. Sensible and then a bit crazy, then rein things in. As long as you're aware, that's the key. Have a good weekJoannehttps://www.blogger.com/profile/11604494404874408870noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-57386274572995283292015-11-15T16:18:02.927-06:002015-11-15T16:18:02.927-06:00Your mother is a wise lady! Budgeting is a lot of ...Your mother is a wise lady! Budgeting is a lot of work, but it's definitely worth the effort.Sherry Ellishttps://www.blogger.com/profile/07844837212122243321noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-60269948421521320592015-11-14T14:43:16.106-06:002015-11-14T14:43:16.106-06:00Hi Joanne - my parents taught me frugality ... and...Hi Joanne - my parents taught me frugality ... and I was fine for a while - I'm still sensible .. but probably not sensible enough. Excellent post though .. it does trickle down .. and I'm sure if I'd had kids I 'd have been distinctly more careful ... well done and good you've written about it. Cheers HilaryHilary Melton-Butcherhttps://www.blogger.com/profile/17596532480645510678noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-33631685402812867092015-11-13T16:53:15.091-06:002015-11-13T16:53:15.091-06:00excellent. So far everyone is on board - I just ho...excellent. So far everyone is on board - I just hope word and example trickles down to the next generation and beyond. Take careJoannehttps://www.blogger.com/profile/11604494404874408870noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-18325695752856100052015-11-13T15:02:27.631-06:002015-11-13T15:02:27.631-06:00We started out with the envelope system and gradua...We started out with the envelope system and gradually evolved into journals and ledgers. All good advice. Savings, responsibilities, emergencies and then fun.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-75751363565188392122015-11-13T14:37:50.356-06:002015-11-13T14:37:50.356-06:00thanks. I know you and I have discussed this and a...thanks. I know you and I have discussed this and agree. I bet those grand kids will be learning a thing or two from you too.Joannehttps://www.blogger.com/profile/11604494404874408870noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-33903438757715862862015-11-13T14:36:26.296-06:002015-11-13T14:36:26.296-06:00sounds like my blog family are all fiscally respon...sounds like my blog family are all fiscally responsible so far. I can't imagine living from paycheck to paycheck. Very scaryJoannehttps://www.blogger.com/profile/11604494404874408870noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-10962854582037390712015-11-13T14:34:58.199-06:002015-11-13T14:34:58.199-06:00Ray and I are seeing the light in the distance and...Ray and I are seeing the light in the distance and hope to be able to have fun and enjoy retirement. I'm a worry wort by nature, so we'll see if we can pull it off. Kudos to you. Joannehttps://www.blogger.com/profile/11604494404874408870noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-86311740574270557712015-11-13T13:14:58.424-06:002015-11-13T13:14:58.424-06:00I totally agree with you. My mom had an envelope s...I totally agree with you. My mom had an envelope system too and while we did not have many extras we never did without anything. I in turn learned to budget at an early age and definitely try and stay out of debt. Unfortunately we live at a time when most people feel entitled to have more than they can afford. I wish they would teach money managing in school.<br />AnnAnn Summervillehttps://www.blogger.com/profile/13300190648788509096noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-29513909870281340312015-11-13T13:04:28.164-06:002015-11-13T13:04:28.164-06:00Good advice here! My parents were careful with the...Good advice here! My parents were careful with their money too. They taught me to live the same way. Conniehttps://www.blogger.com/profile/03865193802444007545noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-63723823596994992922015-11-13T12:13:31.039-06:002015-11-13T12:13:31.039-06:00Ab-so-doggone-lutely! Great advise, all the way ar...Ab-so-doggone-lutely! Great advise, all the way around. Because Smarticus and I started planning and saving (and sacrificing) when we were in our twenties, we're enjoying a very comfortable retirement. It's horrifying how many friends our age are still working because they never did a single thing to prepare for old age. Dumb, dumb, dumb. Whether we prepare for it or not, it's gonna come...<br /><br />Happy weekend!Susan Flett Swiderskihttps://www.blogger.com/profile/09425315552148200073noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-71152120316983905552015-11-13T11:09:30.050-06:002015-11-13T11:09:30.050-06:00thanks and kudos to Mrs. P for keeping track of yo...thanks and kudos to Mrs. P for keeping track of you. My mother loved spreadsheets, etc. She balanced to the penny. Have a good weekendJoannehttps://www.blogger.com/profile/11604494404874408870noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-46818249715526452142015-11-13T09:32:50.012-06:002015-11-13T09:32:50.012-06:00OUTSTANDING!
I've always said that Mrs. Penwas...OUTSTANDING!<br />I've always said that Mrs. Penwasser is the brains of the outfit, especially when it comes to saving/spending money. Looks like your dad had one of those, too.Al Penwasserhttps://www.blogger.com/profile/14052950809151897315noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-19673003885015261472015-11-13T09:00:12.951-06:002015-11-13T09:00:12.951-06:00When I met Ray he was a mess - divorced with two k...When I met Ray he was a mess - divorced with two kids and a couch. I got him back on the straight and narrow and out of debt. Now he's seeing the retirement light ahead - whew! Have a good weekendJoannehttps://www.blogger.com/profile/11604494404874408870noreply@blogger.comtag:blogger.com,1999:blog-2379826084010321238.post-28081624163692750762015-11-13T06:54:14.919-06:002015-11-13T06:54:14.919-06:00Well said. It took us a while to get into the habi...Well said. It took us a while to get into the habit of preparing, but now I'm set for retirement and my wife will be taken care of. Sad how many people live paycheck to paycheck at our age. I'd find that terrifying.Alex J. Cavanaughhttps://www.blogger.com/profile/09770065693345181702noreply@blogger.com